Competency Title:

Investment Product Structuring

Competency Type:


Competency Description

This competency refers to the ability to structure an investment product to meet specified investment strategies. The scope includes identifying investment objectives, structuring the product, developing product issuance and distribution strategy and evaluating performance of the product in the market.

Level 1 - Awareness

Level 1

• Identify the investment products available in the market.
• Identify regulatory requirements related to investment products.
• Recognise the demands for specific investment products.
Level 2 - Knowledge

Level 2

• Match existing products to specific investment objectives.
• Prepare product documentations for approval from regulatory authorities.
• Identify the category of investors for specific investment products.
Level 3 - Skill

Level 3

• Research on product features that could meet demands for new investment products.
• Adapt features from existing product to structure a new and improved investment product.
• Plan the product issuance or distribution activities in accordance with fair dealing best practices.
Level 4 - Mastery

Level 4

• Develop products that meet specific investment objectives and in compliance with regulatory requirements.
• Establish procedures for developing products that are tied to specific risk profiles, return requirements and market expectations.
• Develop product management strategy to maximise the market potentials of product throughout its lifecycle.
Level 5 - Expert

Level 5

• Evaluate the feasibility of product features in consideration of known investment risks.
• Review all products are structured in compliance with regulatory requirements and meet product strategic goals.
• Evaluate the feasibility of new product launches in consideration of market conditions.
• Evaluate the performance of the product in the market against the investment objectives.