Investment Product Structuring
Competency Title:
Investment Product Structuring
Competency Type:
Functional
Competency Description
This competency refers to the ability to structure an investment product to meet specified investment strategies. The scope includes identifying investment objectives, structuring the product, developing product issuance and distribution strategy and evaluating performance of the product in the market.
Level 1 - Awareness
Level 1
• Identify the investment products available in the market.
• Identify regulatory requirements related to investment products.
• Recognise the demands for specific investment products.
Level 2 - Knowledge
Level 2
• Match existing products to specific investment objectives.
• Prepare product documentations for approval from regulatory authorities.
• Identify the category of investors for specific investment products.
Level 3 - Skill
Level 3
• Research on product features that could meet demands for new investment products.
• Adapt features from existing product to structure a new and improved investment product.
• Plan the product issuance or distribution activities in accordance with fair dealing best practices.
Level 4 - Mastery
Level 4
• Develop products that meet specific investment objectives and in compliance with regulatory requirements.
• Establish procedures for developing products that are tied to specific risk profiles, return requirements and market expectations.
• Develop product management strategy to maximise the market potentials of product throughout its lifecycle.
Level 5 - Expert
Level 5
• Evaluate the feasibility of product features in consideration of known investment risks.
• Review all products are structured in compliance with regulatory requirements and meet product strategic goals.
• Evaluate the feasibility of new product launches in consideration of market conditions.
• Evaluate the performance of the product in the market against the investment objectives.